How to Set Up Apple Pay Without a Card

If you own an iPhone or Apple Watch, you can take advantage of Apple Pay to make contactless payments at stores, online, and in apps. However, what if you don’t have a credit or debit card to use with Apple Pay? Don’t worry; you can still set up Apple Pay without a card by following a few simple steps.

Using Apple Cash

If you want to set up Apple Pay without using a bank-issued card, you can use Apple Cash, a feature that allows you to send, receive, and use money through the Messages app. Here’s how to set it up:

  1. Open the Wallet app on your iPhone or Apple Watch.
  2. Tap on the Apple Cash card.
  3. Follow the prompts to set up your Apple Cash account.
  4. Once your Apple Cash account is set up, you’ll be able to use it as a payment method in stores, online, and in apps with Apple Pay.

Setting Up Apple Pay with Store Gift Cards

If you have a store gift card, you can also set up Apple Pay using it. Here’s how:

  1. Open the Wallet app on your iPhone or Apple Watch.
  2. Tap on the ‘+’ button to add a card.
  3. Scan the barcode on your store gift card or enter the card details manually.
  4. Follow the prompts to verify and complete the setup.
  5. Your store gift card will now be added to Apple Pay, and you can use it to make purchases.

Both these methods allow you to set up Apple Pay without a card, giving you the convenience of making payments with your iPhone or Apple Watch. Whether you use Apple Cash or a store gift card, you’ll be able to make contactless payments securely and easily.

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